Retirement planning should really begin as soon as you start work. Although the government will provide everyone who qualifies with a small state pension, at best this offers only the most basic income, so making your own arrangements is essential.
By far the best and most popular form for retirement saving is the pension (either a workplace pension or a personal pension). Other ways you might save for retirement include saving accounts, other investments or properties. A PWM can help you put a detailed plan in place to deliver the income you will need in retirement.
Questions you might like to ask a financial advisor:
Not sure how you want to spend your retirement? See what the nation picked as their top five retirement dreams.